IN-N-EX
One number that tells you everything: what you can safely spend, right now.
IN-N-EX replaces the usual pile of budgeting charts with a single, honest safe-to-spend balance — anchored to a real bank balance, with every upcoming bill already deducted. Built for individuals and couples who want to know what they can afford before they tap their card, not after.
- Balance-anchored, not projection-only. The core number always prefers a real, user-entered balance over an estimate.
- Sergei, the AI assistant. Knows your actual income, bills and balance — answers "can I afford this?" with real numbers.
- Household mode. Linked partner accounts, combined balances and custom bill splits, not just an even 50/50.
Safe to spend
$482.60